NHIA enrollees now paying out-of-pocket as hospitals limit coverage

Despite holding valid National Health Insurance Authority (NHIA) cards, thousands of Nigerians—including federal civil servants, market traders, and artisans—are now being forced to pay out-of-pocket for routine medical care, a disturbing sign of the growing dysfunction in Nigeria’s health insurance system. For Fatima Suleiman, a civil servant based in Abuja, her recent illness exposed a

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