Ghana’s Banking Sector Faces New Era of Reform as Fitch Urges Central Bank to Crack Down on Bad Loans

Ghana’s banking sector is bracing for another major shake-up as the Bank of Ghana (BoG) moves to tighten prudential rules, compelling financial institutions to reduce their non-performing loan (NPL) ratios by the end of 2026. The new measures, announced in August 2025, are seen as part of a broader regulatory posture shaped by the lessons

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