Retail Deposits Hit ₦39trn As Banks Hold Ground Against Fintech Challenge

Thewillnews | 03-06-2026 11:28pm |

Nigerian banks have demonstrated resilience in maintaining their retail deposit base, with total deposits from six major lenders reaching ₦39.01 trillion as of June 2025. This figure represents a 24 percent increase from ₦31.46 trillion recorded in 2024. The analysis, conducted by the Nairametrics Research Team, involved a review of audited financial statements and investor presentations, highlighting the banks' ability to compete effectively against the rising influence of fintech companies in the financial sector.

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