The rise of digital financial services worldwide has been accompanied by increasingly sophisticated cyber threats that pose serious risks to consumers and financial institutions alike. In Nigeria, where digital payments are rapidly integrating into daily transactions, the potential for financial damage from these threats is significant. Recent industry reports highlight that account takeover incidents are on the rise, underscoring the urgent need for a comprehensive, AI-driven approach to cybersecurity within the fintech sector. This strategy aims to enhance protection measures and mitigate the evolving risks associated with digital finance.
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