Andrew Tsao at T.O.L.K., standing in front of "The Art of Surrender," his first art exhibition ever.Jonah Rosenberg for BIAndrew Tsao transitioned from a six-figure tech job to being an artist in New York City.Medicaid and lifestyle changes helped him heal after the switch.Tsao's first art show, "The Art of Surrender," marks his farewell to NYC before returning to Taiwan.It took Andrew Tsao a layoff from his six-figure tech job, Medicaid-subsidized therapy, and a psychedelic session to realize he wanted to be an artist in New York City. His first art show ended up as his goodbye letter to the city he called home for 13 years.The 34-year-old artist and life coach, born in California and raised in Taiwan, is based in Brooklyn and recently finalized his first art exhibition, "The Art of Surrender." The collection, displayed in T.O.L.K. — a Bushwick café and art gallery in mid and late July — served as his final homage to the city, as he returned to Taiwan on August 5 to complete the military service required to retain his citizenship.Since the opening, he has sold his first four pieces at his first art show, two for $500, with the help of the coffee shop's owners, who did not take a commission. He was able to hold the show under his planned budget.Andrew Tsao touching one of his paintings at his art exhibition.Jonah Rosenberg for BIYet, it was just a year ago that he started calling himself a part-time artist. During his time in New York City, he has worked in B2B sales, held multiple tech jobs at startups, become a career and life coach, and found his passion for art. All the while, he has had to learn how to afford to practice art in one of the most expensive cities in the country after his income fell from six figures to under $25,000 when he left the corporate world.Tsao is among the many New Yorkers who have adapted how they live to keep up with the city’s high cost of living. Business Insider has documented similar trade-offs throughout our Cost of the City series.From a one-way ticket to a six-figure careerAfter graduating from the University of Southern California, Tsao moved to New York with a one-way ticket and no job lined up. He worked in B2B sales before transitioning into the tech industry, where he became a product manager, earning over $100,000 a year at a healthcare startup doing opioid addiction treatment.Then came the pandemic. Although Tsao's company had gone fully remote a few months prior, he was laid off on May 15, 2020. Frustration with the layoff led to Tsao taking steps toward entrepreneurship. He began coaching early-stage founders and taught them how to build websites without coding.The career change came at a financial cost: Tsao watched his annual income fall from six figures to less than $25,000. He had some money in his 401(k) and savings from his tech career, which he invested in opening his own business. Although he could move back in with his parents in Taiwan if things got worse, the loss of financial stability weighed on him and made him reassess his priorities."It is true that there are things that could feel more heavy," like paying bills, he said. "I was able to really be clear with myself of what I need to really feel joyful and safe."Tsao found that while the city takes a lot, it offers a lot tooTsao realized his priorities were to have a roof over his head and access to affordable food. The trade-offs he made included going out less often, cooking rather than ordering delivery or eating out, and choosing longer subway commutes over Uber rides."It actually did allow me to realize that there's a lot of things that are really beautiful in New York, even if you're not having as much disposable income," he said.Andrew Tsao standing in Maria Hernandez Park in Bushwick, Brooklyn.Jonah Rosenberg for BITsao concluded that New York City can be unaffordable and affordable at the same time.He exchanged pricey concerts for walks through Prospect Park, came up with creative date ideas, and took advantage of the Culture Pass, which gives New Yorkers free access to museums and libraries. He shifted from buying books from Amazon to discovering the Brooklyn Public Library, which became his favorite place to read and find books."I found creative ways to really enjoy living in New York City, especially Brooklyn, on a budget," he said.During the pandemic, he moved into a two-bedroom apartment with in-unit laundry, which he split with his ex-girlfriend. By the time he moved out in June 2026, the rent was around $1,300 each. He temporarily stayed in a sublet until he moved to Taiwan.Besides rent, he budgeted around $150 a month for groceries and kept his art-supply costs down. Most of his materials were donated by friends or found on Brooklyn patios. Yet, he did pay $12 per bottle of ink and about $38 for Posca markers.Healthcare was one of the biggest shifts he experiencedAs Tsao's income bracket fell, he was caught by something else — Medicaid. After qualifying for the federal program, he
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