A couple who quit their 9-to-5s and built a 7-figure net worth say their first step to financial independence had nothing to do with money

Kelan and Brittany Kline, a married couple from Rochester, New York, managed to quit their 9-to-5 jobs and build a net worth of over $1 million. They started with $40,000 in student-loan debt and worked as a jail deputy and an elementary school teacher, respectively. The couple says their first step to financial independence was not about money but about defining their ideal life and working backward from that vision. They advise others to get aligned, make a plan, and start before feeling fully ready.

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