Inside Nigeria’s lending reset: how credit direct Is positioning as the sector consolidates

Nigeria's digital lending sector has undergone a significant regulatory overhaul following the expiration of the compliance deadline under the Digital, Electronic, Online and Non-Traditional Consumer Lending Regulations, 2025. The Federal Competition and Consumer Protection Commission has moved to formally bring app-based and online lenders under a single registration regime. This consolidation is part of a broader effort to streamline the sector and ensure compliance with new standards. The article highlights how credit direct is positioning itself amidst these changes.

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