I paid $45,000 upfront to rent this Bali home for 10 years. Here’s what it cost me to retire there.

Debbie Welsch, 57, moved from Los Angeles to Bali with her 82-year-old mother for a more affordable retirement. She paid $45,000 upfront for a 10-year lease on a 1,100-square-foot house, with annual housing costs averaging $8,000 after renovations. Welsch lives on $1,300 monthly, funded by savings and a $550,000 retirement investment.

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