More than 10 million student-loan borrowers are behind on payments — with their wages and Social Security on the line

Business Insider | 24-09-2026 12:30pm |

New Federal Student Aid data through June 30 revealed that 9.3 million student-loan borrowers are in default, an increase of 400,000 from the previous quarter. An additional 1.5 million borrowers are in late-stage delinquency and at risk of defaulting within the next six months. The total amount of federal student loan debt in default stands at $234 billion, representing about 14% of the overall portfolio. Borrowers who default may face consequences including damage to their credit score and the seizure of wages and federal benefits.

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