ATM, mobile payments can boost banks’ lending capacity, study finds

BusinessDay | 25-09-2026 11:01pm |

A study has found that Automated Teller Machines (ATMs) and mobile money payments can positively impact the lending capacity of deposit money banks in Nigeria. The research suggests that these payment channels can boost banks' ability to lend. The findings highlight the role of digital payments in financial intermediation. The study contributes to understanding banking sector dynamics.

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