I'm approaching 40 with no real retirement plan. My wife and I have accepted that I'll just keep working.

Business Insider | 26-09-2026 05:02pm |

An individual approaching 40 discusses the reality of not having a retirement plan and accepting a 'soft retirement' where they continue working. The author and their wife have annual conversations about retirement but find it financially unfeasible. They earn enough to cover expenses but lack a definitive retirement date. The author finds purpose in working and is content with the prospect of not fully retiring.

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