My husband and I work full-time but had to borrow money to pay for my dad's cremation

Heather Waughtel, a 47-year-old project coordinator in Knoxville, Tennessee, had to borrow money to pay for her father's cremation after her card was declined. A family friend covered the cost. Waughtel and her husband both work full-time but live paycheck to paycheck. She said, "We're barely making enough to live. How can we afford for someone to die?" Business Insider verified her income and her father's funeral costs.

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