Hannah Bates, a 31-year-old nurse, was sued by her private student-loan lender, Sallie Mae, in October 2024 after she fell behind on her $1,500 monthly payments. The lawsuit followed a notification that she had made her final payment on a $55,000 balance, which she knew was a mistake. Bates has represented herself in the legal battle for nearly two years, using ChatGPT for assistance, while working 12-hour nursing shifts. She said the lawsuit has taken a significant emotional and financial toll, and the court ordered that her wages be garnished after multiple unsuccessful attempts to reach a payment agreement.
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